Your right to a Good Faith Estimate
Last updated: [May, 2026]
Under federal law (the No Surprises Act, effective January 1, 2022), you have the right to receive a Good Faith Estimate of what your healthcare will cost — including therapy — if you don't use insurance to pay for your care.
Here's what that means for working with me.
What a Good Faith Estimate is
A Good Faith Estimate (GFE) is a written estimate of the total expected cost of your care over a year. For ongoing therapy, the GFE estimates the cost of your sessions over the next twelve months at the rate we agree on, based on how often we plan to meet.
You're entitled to a GFE if you're paying for therapy out of pocket, whether that's because you don't have insurance, you're choosing not to use insurance, or you're using an out-of-network provider (which is what I am).
My current rate
My rate is $250 for a 50-minute individual therapy session. This is the same rate that appears in our written agreement and on the FAQ page.
A standard course of weekly therapy works out to roughly:
One session per week × 50 weeks (allowing for holidays and breaks) = $12,500 per year
These are estimates, not commitments. Your actual cost depends on how often we meet, for how long, and whether your needs change over time.
Your right to dispute
If you receive a bill that's at least $400 more than the Good Faith Estimate I gave you, you have the right to dispute the bill through a federal Patient-Provider Dispute Resolution process. The dispute has to be initiated within 120 days of receiving the bill. I'll provide the specific instructions for filing a dispute alongside any bill that triggers this right.
For more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059.
Contact
If you have questions about pricing, this estimate, or anything else, reach out. I'd rather over-explain than have you guess.